Latest

Is it Safe to Travel to Dubai Now (2026)?: Airspace Closures and Mandatory Departure Alerts

The US State Department has issued a Level 3 Dubai travel warning for 2026 following active conflict in the region. Dubai travel restrictions are in effect, the US Embassy is closed, confirmed hotel strikes have occurred, and Americans in Dubai are advised to shelter in place and plan departure now.

Top 12 Places to Travel in the UK for US Travelers

The best places to visit in the UK include London and Edinburgh, historic cities like Bath & York, coastal landscapes in Cornwall and Pembrokeshire, the dramatic Highlands of Skye, Snowdonia, & the peaceful Cotswolds. These diverse places to visit in the UK are all within a few hours of each other.

Apple Watch eSIM: Activation, Setup & Management Guide

Apple Watch eSIM is built into every GPS + Cellular model and shares your iPhone number through your carrier for USD 5 to 15 per month. Setup takes minutes through the Watch app. For travel, pair your Watch with an iPhone running a travel eSIM for the most practical international setup.

10 Best Places to Visit in Europe in May for US Travelers

The best places to visit in Europe in May sit in that brief window when terraces fill, archaeological sites breathe, and hotel prices have not yet climbed. From warm stone in Paphos to river air in Porto and green hills above Dublin, May moves easily and rewards travelers who arrive early.

8 Best Countries to Visit in Europe in March (Weather, Costs & Travel Tips)

March is one of the best times to visit Europe. Crowds are thin, Southern Europe sits at 18 to 24°C, and flights from the USA run 20 to 35 percent cheaper than in summer. The value-to-experience ratio is hard to beat.

Is iPhone 17 eSIM only? Compatibility & Setup Guide

Yes, all iPhone 17 models support eSIM. The US model is eSIM-only with no physical SIM slot. The iPhone 17 Air is eSIM-only globally. All models store 8+ profiles and run two active lines simultaneously.

20 Best Places to Travel in Europe (Top European Cities to Visit)

Europe's best cities range from iconic to quietly extraordinary. The best places to visit in Europe reward travelers who go beyond the obvious list, spend time in the neighborhoods rather than just the sites, and give each place at least two full days to reveal itself properly.

Travel Guides

14 Best Places to Visit in October in the USA (2026 Travel Guide)

Vermont, the Blue Ridge Parkway, and the Smoky Mountains are top fall foliage picks, while Yellowstone, Zion, and Yosemite suit quieter national park trips. Maui, Florida Keys, and San Diego stay warm, and Salem, New York City, Nashville, & Napa add Halloween, city breaks, & harvest-season escapes.

18 Best European Places to Go in October (2026 Travel Guide)

The best European places to go in October are those that match the season: Cyprus, Malta, Crete, and the Algarve for warmth; Bavaria, Scotland, and the Dolomites for autumn color; Rome, Lisbon, and Prague for calmer city breaks.

October Holiday Destinations: 8 Best Places to Visit from the UK in 2026

October holiday destinations from the UK work best when they are still warm, easy to reach, & better value than in summer. The Canary Islands, Cyprus, Morocco, Malta, Cape Verde, Egypt, Dubai, and Bali all deliver that in different ways, depending on your budget, flight time, and weather preference.

Do People Visit Beaches Less During the Fall or Is It a Myth?

An insightful seasonal analysis investigating if ocean tourism drops after summer. This guide debunks common autumn beach myths, tracks month-by-month attendance drops from September through November, contrasts tropical exceptions with cooler shorelines, and outlines practical autumn travel tips.

18 Best Beach Holidays in October 2026 Around the World from the UK

A global 2026 travel roundup showcasing 18 top beach holidays in October from UK departure hubs. The piece details flight durations, compares short-haul European coastlines with mid-haul heat and luxury long-haul islands, aligns travel styles, and outlines essential half-term booking advice.

18 Best Beaches in Italy: Best Coastal Destinations in 2026

La Pelosa, Cala Brandinchi, San Vito Lo Capo, and Tropea are among Italy’s standout beaches. Explore 18 of Italy’s best coastal destinations for families, couples, and beach lovers.

Top 16 Best Places to Visit in October (2026 Guide)

Rome, Florence, and Venice are the best first-time Italy stops for Australians, while the Amalfi Coast, Cinque Terre, Tuscany, Sicily, Puglia, Lake Como, and the Dolomites add beaches, food, lakes, and mountain scenery. Plan 2 to 3 weeks, book key attractions early, and use trains for major cities.

Travel Tips

20 Best Beaches in Turkey Worth Visiting For UK Travellers in 2026

Ölüdeniz stands out for scenery, Patara for wild sands, Lara for family resorts, and Kaputaş for dramatic views. Discover 20 of Turkey’s best beaches for UK travellers.

18 Travel Tips for Senior Citizens: Health, Safety, and Savings

Senior citizens can travel with greater confidence by following these travel tips for senior citizens on health, safety, accessibility, comfort, and savings.

25 Travel Safety Tips for Women: 2026 Expert Advice

Solo female travel can be safer with the right preparation. Research your destination, choose secure accommodation and transport, protect money and documents, stay connected, share your location privately, trust your instincts, and know what to do during emergencies or unsafe encounters.

The Ultimate Solo Travel Tips Guide for 2026: Safety, Packing & Planning

Thinking about traveling solo but feeling a little nervous? Don’t worry, our solo travel tips are here to ease your worries and help you feel more confident about your adventure!

Best Places to Go for a Honeymoon in September 2026: 12 Romantic Gems

September is one of the easiest months to plan a honeymoon, with warm weather, fewer crowds, and better value in many destinations. From the Seychelles and Santorini to Tanzania, Bali, and Slovenia, these places stand out for romance, memorable experiences, and ideal seasonal conditions.

18 Best Travel Hacks That Will Save You Money & Time in 2026

The best travel hacks in 2026 are the ones that save money and reduce stress every single trip.  Smarter flight timing, carry-on packing, better long-trip prep, and avoiding roaming charges with a travel eSIM all save real money, time, and stress.

26 Best Travel Apps for Planning Trips Like a Pro in 2026

The best travel apps for planning in 2026 cover every stage of a trip: Wanderlog and TripIt for itineraries, Google Flights and Hopper for flights, Google Maps and Rome2Rio for navigation, and Wise and Splitwise for money. Plus destination-specific picks for nine countries.

eSIM Guides

How Can You Get Jetpac's Lifetime Free eSIM and Other Benefits: Complete Guide

Jetpac Eterna is the world’s first-ever lifetime free travel eSIM, offering 100 MB of free data and unlimited access to WhatsApp, Uber, Grab, and Google Maps on every international trip. Learn how to get and use it.

Jetpac Eterna: The World’s First Lifetime-Free Travel eSIM

Jetpac Eterna is a lifetime-free travel eSIM you install once and keep permanently. Every trip includes 100MB of free data plus unlimited WhatsApp, Google Maps, Uber, and Grab access, with no data pack required. The eSIM auto-activates abroad, so there's no need to reinstall or repurchase it.

Does eSIM Work in China?

Yes, eSIM works in China if installed and activated before you arrive, as new eSIMs cannot be purchased or installed in mainland China. International eSIMs provide data and WhatsApp access, but China's Great Firewall still blocks Google, Facebook, Instagram, X, and other restricted services.

Airalo eSIM Prices: Is It Worth the Cost in 2026?

Airalo eSIM prices in 2026 range from about $4 for small local data plans to $159 for a 30-day global plan. Local plans suit short, light-data trips, while regional and global unlimited plans work better for longer or multi-country travel. Airalo is prepaid with no subscriptions or auto-renewals.

Why Are My Messages Green When They Should Be Blue on iPhone? 6 Reasons & Easy Fixes

Green messages on iPhone mean the message was sent through RCS, SMS, or MMS instead of iMessage. Check whether the recipient uses iMessage, turn iMessage on, verify Send & Receive settings, check your internet connection, restart your iPhone, and update iOS to turn eligible messages blue.

Can a SIM Card Go Bad? Symptoms, Causes, and Solutions

A complete technical troubleshooting guide exploring whether physical SIM cards degrade over time. It identifies core hardware failure indicators like detection errors, analyzes environmental causes from contact corrosion to tray wear, & outlines practical fixes alongside digital eSIM alternatives.

Is Jetpac eSIM Good in Japan in 2026? Honest Review

Jetpac eSIM is a strong choice for Japan, with affordable data plans, KDDI and Rakuten coverage, unlimited data, and hotspot sharing. It works well across major cities and travel routes, while deep rural areas may benefit from Docomo-based coverage. It is data-only with no Japanese phone number.

Things To Do

25 Fun and Interesting Facts About China for Travelers

China’s daily rhythms, food customs, and transport systems shape how travelers move and adapt. These fun facts highlight the practical details behind real experiences across regions, while Jetpac keeps connectivity reliable for maps and essential apps as you move between cities.

15 Things to Do in Benidorm for a Classic UK Holiday

Benidorm gives UK travellers a classic Costa Blanca holiday without making the days complicated. From Levante and Poniente beaches to the Old Town, Balcón views, Isla boat trips, Serra Gelada, theme parks, markets, tapas, and Palace nights, the plan stays easy.

20 Best Things to Do in New Orleans (2026 Travel Guide)

The best things to do in New Orleans on a first US trip from the UK centre on food, music, and layered streets that are easy to navigate. From Bourbon Street and Jackson Square to jazz on Frenchmen Street, swamp tours, streetcars, and po’boys, the city rewards a steady, curious pace.

20 Best Things to Do in Singapore for First-Time US Visitors

First-time US visitors should focus on the best things to do in Singapore that show its skyline, food, culture, and calm green spaces. From Marina Bay and Gardens by the Bay to Chinatown, Kampong Glam, hawker stalls, Sentosa, and Night Safari, the city feels easy, vivid, and rewarding.

25 Best Things to Do in Rome: A Complete Guide for Americans

The best things to do in Rome for Americans start with the city’s deep layers of history, food, and art. From the Colosseum and Forum to the Vatican museums, Trastevere streets, quiet hills, and piazza life, Rome rewards steady days over rushed plans.

20 Things to Do in Bangkok for Australians Visiting For The First Time

Bangkok is easier for first-time Australian visitors when you focus on a few strong experiences instead of trying to cover the whole city. The Grand Palace, Wat Arun, Yaowarat, Chatuchak, Thonburi canals, and rooftop nights show the mix of temples, food, river life, and energy that stays with you.

20 Great Things to Do in Bali for Your Next Quick Australia Escape

Bali is one of the easiest international getaways from Australia, with temples, volcano treks, beach clubs, rice terraces, snorkelling, spa time, and great local food all within easy reach. These 20 picks cover the island’s most worthwhile experiences for a short trip or a longer escape.

Best Time to Visit

18 Good Places to Visit in the USA in November 2026: See These

The best places to visit in November in the USA include Miami, Key West, and San Diego for warm weather; Asheville and the Great Smoky Mountains for fall foliage; New York City and Plymouth for Thanksgiving; and Sedona, Kauai, and Santa Fe for outdoor adventures, culture, and scenery.

Best Time to Visit Iceland: Seasons, Northern Lights & Roads

June to September is the best time to visit Iceland for Ring Road trips, open roads and long daylight, while September to March suits Northern Lights and November to March is best for ice caves. April, May, October and November offer lower prices and fewer crowds.

Best Time to Visit Costa Rica for Canadians: Weather, Wildlife & Costs

December to April is the best time to visit Costa Rica for dry weather, beaches and family travel, while July to October suits wildlife, whales and sea turtles. May, September and October bring lower prices, fewer crowds and lush green-season scenery for budget-focused Canadians.Introduction

When Is the Best Time to Visit Malta? The Honest Guide

Choosing the best time to visit Malta means balancing weather, crowds, and daily pace. Seasonal trade-offs shape how the island feels. Jetpac eSIM helps travelers stay connected for maps, ferries, and more.

Best Time to Visit Thailand: Month-by-Month Guide

The best time to visit Thailand depends on when the weather, prices, and crowds align with your plans. From November to February’s dry skies to April’s festival streets and the monsoon’s quieter islands, each month rewards travelers who move with the country’s seasons.

Best Time to Visit Barcelona, Spain in 2026: Weather, Crowds, Costs & Festivals by Month

The best time to visit Barcelona is when the city is warm enough for long walks, but not so crowded that landmarks feel packed. Spring and fall strike that balance, especially May, to October, when you can move easily between seaside air, and historic streets, without the heat or tourist rush.

Best time to visit Mexico: Complete month-by-month travel guide

Mexico rewards different timing depending on the trip: dry beaches from December to April, lower prices in May, June, and September. Whale sharks, Oaxaca festivals, storm-season caution, and inland cities give each month its own rhythm.

Festivals & Events

Popular Festivals Around the World in 2026 You Must Experience

Popular festivals around the world in 2026 are easier when you plan for crowds, weather, and pacing. Pick one or two of the most popular festivals around the world, then build rest days around them. Cultural festivals around the world feel best when you slow down and show respect.

Best eSIM for World Cup 2026 Across USA, Canada, and Mexico (Top Plans Compared)

A North America eSIM is best for World Cup 2026 fans crossing the USA, Canada, and Mexico, while country-specific USA, Canada, or Mexico eSIMs suit single-country match trips. Compare coverage, data limits, hotspot support, validity, top-ups, and match-day reliability before buying.

Why There's No Glastonbury in 2026 and What Happens Next

Glastonbury 2026 is not happening. The festival is taking a planned fallow year to let Worthy Farm recover. Glastonbury 2027 is confirmed for Wednesday 23 June to Sunday 27 June. Ticket registration is open now at glastonbury.seetickets.com. Tickets go on sale in October or November 2026.

Reading Festival 2026: Tickets, Lineup, and Dates

Reading Festival 2026 takes place 27-30 August at Little John's Farm, Richfield Avenue, Reading. Weekend camping tickets cost £325. Six headliners confirmed: Charli XCX, Chase and Status, Dave, Florence and the Machine, Fontaines DC, and Raye.

USA, Canada & Mexico 2026 FIFA World Cup Schedule (By Time Zone)

The FIFA World Cup 2026 runs from June 11 to July 19 across the USA, Canada, and Mexico. 48 teams, 104 matches, 16 stadiums, 39 days. This guide covers every stage, every host country, and every kickoff time converted across ET, CT, PT, BST, CEST, and IST.

Top Travel Concerns for the 2026 FIFA World Cup (And How to Solve Them)

Big tournaments reward clear planning, and the FIFA World Cup 2026 stretches that across borders, stadium crowds, and three currencies. From visas and transport timing to ticket safety, payments, and data, each concern has a simple fix that keeps the trip smooth.

2026 World Cup Matches in Canada: What Fans Need to Know

Canada hosts 13 matches at the 2026 FIFA World Cup across Toronto and Vancouver, including all of Canada’s group stage games. For international fans, the key is to plan early, sort Canadian entry approval in time, book inter-city flights in advance, and treat Canada and the USA travel separately.

Fun Facts

20 Fun Facts About Florida That Sound Too Wild to Be True

Florida is home to the Everglades, the only continental US coral reef, ancient shell rings, and a north-flowing river. Discover 20 facts that make it unique.

25 Fun Facts About Venezuela: From Angel Falls to the Caribbean

Angel Falls, ancient tepuis, Catatumbo lightning, Caribbean islands, and arepas are just some of Venezuela’s surprises. Discover 25 facts about this diverse country.

30 Fun Facts About Brazil's Culture, Football, and Rainforest

Brazil is home to five World Cup wins, 60% of the Amazon, a snake-filled island, and an airplane-shaped capital. Explore 30 surprising facts that make Brazil a unique country.

21 Fun Facts About Alaska From Icebergs to Midnight Sun

Alaska is home to the midnight sun, giant vegetables, remote cities, and 98% of America's brown bears. Discover 21 fascinating facts that make the state unique.

25 Fun Facts About Turkey That Sound Too Crazy to Be True

Discover 25 surprising facts about Turkey, from ancient temples and Ottoman traditions to tulips, Turkish coffee, Istanbul’s two-continent location, and more.

20 Fun Facts About the Philippines That Will Blow Your Mind

Discover what makes the Philippines a must-visit place, from 7,641 islands and rare wildlife to rich traditions and food. Explore 20 interesting facts that help you plan your next trip better.

20 Fun Facts About Italy You Probably Didn't Know

Planning a trip to Italy? Before you go, check out these fun facts that might just surprise you!

Data & Roaming

Is Jetpac eSIM Good in Japan in 2026? Honest Review

Jetpac eSIM is a strong choice for Japan, with affordable data plans, KDDI and Rakuten coverage, unlimited data, and hotspot sharing. It works well across major cities and travel routes, while deep rural areas may benefit from Docomo-based coverage. It is data-only with no Japanese phone number.

Jetpac vs Airalo: Which eSIM to Choose?

Comparing Jetpac vs Airalo for your next trip? Dive into pricing, coverage, speeds, and exclusive features to help you choose your perfect eSIM for any adventure.

Does WhatsApp Work in Dubai? What Travellers Need to Know

WhatsApp works in Dubai for text messages, photos, videos, voice notes, and group chats, but voice and video calls do not connect on UAE mobile data or Wi-Fi. Travellers should use approved apps like BOTIM for calls and set up a Dubai eSIM to avoid roaming fees.

How to Check How Much Data You Have Left on UK Networks

Checking your remaining data is quickest in your phone settings and most accurate in your network app. iPhone and Android show total usage and app breakdowns, while EE, Vodafone, O2, and Three show how much is actually left in your allowance.

Why Is My Cellular Data Not Working on iPhone or Android?

Cellular data stops working due to a toggled setting, Airplane Mode being on, a weak signal, a reached data limit, or a SIM card issue. Most fixes take under two minutes. Check your settings first, restart your phone, and reset network settings if needed.

European Flight Delays and Cancellations: What Travelers Should Do to Avoid Being Stranded

European flight cancellations and delays are at elevated levels in 2026, driven by ATC shortages, Lufthansa strikes, fuel costs, and the Strait of Hormuz closure. Know your EC 261 rights. Rebook via app, not the desk queue. Install an eSIM before departure.

How to Make Calls in Europe with an eSIM (No Roaming)

Understanding how to make calls in Europe requires more than just buying data. Compare plans with phone numbers, app-based calling, and dual SIM setups to avoid hidden charges. A Jetpac eSIM supports seamless connectivity, so calls and data work smoothly across countries.

Travel Advisory

Turks and Caicos Travel Advisory 2026: Latest Travel Rules

An authoritative 2026 security breakdown analyzing current Level 2 island travel advisories. It details strict firearm ordinances and baggage checks, evaluates regional risk profiles from Providenciales to the quiet Out Islands, offers practical safety checklists, and highlights eSIM connectivity.

Do US Citizens Need a Visa for Canada in 2026? Rules & Entry Requirements

US citizens do not need a visa or eTA to visit Canada for up to 180 days. A US passport book is required for air travel, while passport cards, Enhanced Driver’s Licenses, or NEXUS cards can be used by land or sea. Work and study require separate permits, and DUIs can affect entry.

Traveling to Europe During a Heatwave? Here's How to Stay Safe

Europe can exceed 40°C during summer heatwaves, especially in Spain, Italy, Greece, Portugal & southern France. Most Americans can still travel safely by checking local heat alerts, sightseeing early or late, staying hydrated, resting indoors at midday & choosing cooler regions or AC accommodation.

Canadian Government Travel Warnings: 2026 Latest Advisory Guide

Canadian government travel warnings cover security, health, political, natural disaster, and legal risks across 230+ destinations. The four Canada travel advisory levels show how cautious Canadians should be, while regional warnings, 2026 updates, and insurance rules can affect travel decisions.

United Kingdom Visa for Australians (2026): ETA & Entry Guide

Australians no longer need a traditional visa for short UK visits, but from 2026, they do need an ETA before boarding. The right option depends on your purpose; short tourism, longer stays, Youth Mobility work rights, or dual-national travel rules.

Is It Safe to Travel to Iran? July 2026 Travel Advisory

Iran remains a Level 4: Do Not Travel destination in July 2026. The latest Iran travel advisory warns of armed conflict, wrongful detention, no US Embassy support, transport disruption, and limited communications. Is Iran safe to travel to? Not right now, especially for US citizens.

Is Jamaica Safe for Tourists? 2026 Travel Advisory & Safety Tips

Jamaica is safe for most American tourists when the trip stays rooted in resort areas, licensed transport, and sensible local awareness. From Negril and Ocho Rios to Montego Bay, beaches, roads, weather, and mobile data all matter, and good planning makes it easier to enjoy.

Phone Compatibility

Do iPhones Have SIM Cards or eSIM? Everything You Need to Know

Recent US iPhones do not have physical SIM cards. Since the iPhone 14, all US models have been eSIM-only, while older iPhones still support nano-SIM. The exact setup depends on the model generation and the country where the phone was purchased.

Is iPhone 17 eSIM only? Compatibility & Setup Guide

Yes, all iPhone 17 models support eSIM. The US model is eSIM-only with no physical SIM slot. The iPhone 17 Air is eSIM-only globally. All models store 8+ profiles and run two active lines simultaneously.

Best eSIM for USA Travel 2026 (Comparison & Review)

Choosing the best eSIM for the USA depends on coverage, speed, stability, and cross-state reliability. This comparison reviews real-world performance across leading providers and shows how Jetpac eSIM delivers consistent nationwide connectivity with transparent plans for flexible USA travel.

Will My Phone Work in Jamaica? Fully Explained

Mobile access shapes how smoothly Jamaica unfolds, from navigation to bookings beyond resort Wi-Fi. Coverage can drop unexpectedly. A Jetpac eSIM keeps maps, transport updates, and plans working across towns, beaches, and day trips.

Will My Phone Work in The Bahamas? Travelers Guide

Find out the answer to “Will my phone work in the Bahamas?” and see how using an eSIM can help you stay connected without costly roaming fees.

Will My Phone Work in Costa Rica? What to Expect

Will my phone work in Costa Rica? Learn how carriers, roaming, and unlocked phones affect coverage and how an eSIM keeps you connected from day one.

Will My Phone Work in Puerto Rico? What Travelers Must Know

Wondering if my phone will work in Puerto Rico? Check compatibility, coverage, and carrier rules and learn how an eSIM can keep your trip running smoothly.

Packing Lists

Ultimate Vacation Packing Checklist (2026): What to Pack for Every Trip

Not sure what to pack for your next trip? This universal vacation packing checklist covers everything you need for a smooth and stress-free journey.

Europe Summer Packing List for US Travelers (2026 Guide)

Packing for Europe in summer is less about quantity and more about range. From Spain’s heat to Scandinavia’s cool evenings, breathable layers, steady shoes for cobblestone streets, key documents, adapters, and reliable data carry you easily between beaches, trains, old towns, and long city days.

Family trip packing list: What Every Family Needs (with tips)

Family trip packing works best when every bag has a job, not just more things inside. Documents, medications, snacks, chargers, comfort items, beach gear, and steady data cover the small gaps that keep kids calm and the journey moving.

Ultimate Beach Vacation Packing List for U.S. Travelers

A beach vacation packs better when you focus on what you will actually use, not everything you could bring. From swimwear, sunscreen, and travel documents to waterproof pouches, chargers & beach bags, a simple packing list keeps the trip lighter, smoother, & easier from departure to the final swim

Essential Packing List for Italy in Summer (Don't Forget This)

Packing well for Italy in summer comes down to heat, cobblestones, church dress codes, and staying connected from day one. Light fabrics, broken-in shoes, sun cover, a Type L adapter, refillable bottle, secure day bag, and an eSIM keep streets, churches, and long travel days running smoothly.

What to Pack for a Europe Trip from the US: Essentials Guide

Packing for Europe from the USA comes down to mobility and readiness across changing weather, trains, and city streets. Bring your passport, cards, and cash, adapters, layered clothes, broken-in shoes, compact toiletries, meds, and a phone with eSIM so maps, tickets, and plans stay within reach.

Best European Souvenirs to Bring Home from Every Country

European souvenirs range from artisan leather to Alpine chocolate, offering meaningful keepsakes from every country. Choosing wisely preserves culture and value. A Jetpac eSIM keeps your shopping smooth across borders so you stay connected while exploring markets and workshops.

Worst Time to Visit

Worst Time to Visit Hawaii Based on Your Travel Style in 2026

Determining when to skip an island getaway depends entirely on personal priorities rather than calendar dates alone. This 2026 analysis evaluates regional trade-offs like winter rainfall, holiday rate surges, and heavy northern swells to help vacationers dodge bad weather and peak crowds.

Worst Time to Visit Costa Rica Based on Your Travel Style

The worst time to visit Costa Rica depends on your trip style. Late September and October are hardest for Pacific beaches, hiking, road trips, and first-time itineraries, while Christmas and New Year are worst for prices. The Caribbean coast is the key exception, with better weather in October.

Worst Time to visit Japan for Tourists: Months to avoid

August is the worst time to visit Japan due to heat, humidity, Obon crowds, and typhoon risk; mid-May and late October to November are better.